Commerce(Ubucuruzi)
Working capital and stock finance for traders, retailers and wholesalers, with repayment aligned to trading cycles.
Loans & credit
Credit that matches how you actually earn — by season, by trading day, or by payslip.
Credit lines
Organised by the purpose of borrowing
Head office in Kamembe, Rusizi, with service points at Kagano, Karengera, Macuba and Bushenge. Kinyarwanda names are shown in brackets.
Transport(Ubwikorezi)
Facilities tied to mobility and freight — equipment or operations — structured around verifiable earnings from transport activity.
Contingency(Ingoboka)
Short-term relief when household or enterprise cash flow is interrupted, subject to eligibility and need at application.
Agriculture(Ubuhinzi)
Input, crop and farm improvement loans linked to planting and harvest timelines, assessed against capacity.
Livestock(Ubworozi)
Financing for herds, stocking, feed or expansion, with schedules matched to realistic offtake from the enterprise.
Ordinary(Isanzwe)
General-purpose credit for documented household or business needs that do not sit inside a single sector line.
Salary(Umushahara)
Payroll-secured instalments for formally employed borrowers, with deductions or employer confirmation set out in the covenant.
Fishing(Uburobyi)
Gear, boat-related or working-capital support for fishing operators, assessed on activity and repayment capacity.
Amounts, interest, fees, insurance, tenor, collateral and covenants appear only on your signed offer and amortisation schedule — never on a marketing page. See charges & fees for how costs are disclosed before signature.
Know before you owe
Work out the monthly instalment
An illustration you control — set the rate your officer quoted and see what a month looks like.
Shape the loan
Move the sliders to see what a month would look like.
RWF 50,000 – 5,000,000
3 – 36 months
Ask your officer — we do not set this figure here
Indicative monthly instalment
RWF 58,000
× 12 months
What you receive600,000Cost of credit96,000
- Total you repay
- RWF 696,000
- Cost as % of what you receive
- 16.0%
Illustration only. This is not an offer and not a quote. Your binding amount, interest, fees, insurance and dates appear on your signed offer and amortisation schedule.
Deposit
Savings & deposits
Build stability with deposit options designed for disciplined growth.
Term deposit account
A fixed-term deposit for disciplined growth. Early withdrawal rules are set out on your term certificate.
Current account
Day-to-day banking for individuals and businesses. Fees and cycles are on your tariff sheet.